Financial Fitness

The Shred Party: What to Get Rid of and What to Keep?

The Shred Party What should you get rid of and hold on to? When and why?  If a shred party happens to spring up in your area, you may want to mark your calendar. For many years, shred parties, where a business or organization hosts clients or the public to the use of giant paper shredders, have presented a fun and easy way for folks to rid themselves of paper clutter. Sometimes, it’s more than just paper, as some industrial-sized [...]

By |2019-05-14T14:03:32-04:00May 9th, 2019|Financial Fitness|Comments Off on The Shred Party: What to Get Rid of and What to Keep?

Establishing Good Credit in College

Establishing Good Credit in College After you get that first card, how can you build up your FICO score?                        Good credit opens doors. It is vital to securing a loan, starting a business, and buying a home. When you establish and maintain good credit in college, you create a positive financial profile for yourself that can win over lenders, landlords, and potential employers. Unfortunately, some college students do not [...]

By |2019-04-30T10:55:37-04:00April 25th, 2019|Financial Fitness, Saving & Budgeting|Comments Off on Establishing Good Credit in College

A Look at HSAs: Health Savings Accounts and Possible Tax Advantages

A Look at HSAs Health Savings Accounts may provide you with remarkable tax advantages. Why do higher-income households inquire about Health Savings Accounts? They have heard about what an HSA can potentially offer them: a pool of tax-exempt dollars for health care, a path to tax savings, even a possible source of retirement income after age 65. You may want to look at this option yourself. About 26 million Americans now have HSAs. You must enroll in a high-deductible health [...]

By |2019-04-18T10:48:36-04:00April 11th, 2019|Financial Fitness, Health Insurance, Healthcare|Comments Off on A Look at HSAs: Health Savings Accounts and Possible Tax Advantages

When a Family Member Dies

When a Family Member Dies A financial checklist for the most difficult of times.  The passing of a loved one irrevocably alters family life. After a death, there is so much to attend to; it is better to do it sooner rather than later. Here, then, is a list of what commonly needs to be looked after. Request copies of the death certificate. Depending on where you live, you have two or three places to turn to for this document. [...]

By |2019-02-15T12:52:13-05:00February 12th, 2019|Estate Planning, Financial Fitness|Comments Off on When a Family Member Dies

Preparing to Retire Single

Preparing to Retire Single Unmarrieds need to approach retirement planning pragmatically.                         In an ideal world, it would be simple to prepare for a solo retirement. You would just save half as much as a couple saves, buy half as much insurance coverage, and expect to live on half the income. Reality dictates otherwise.  Real-world planning for a solo retirement begins with an assumption. You assume, at some point, [...]

By |2019-01-25T12:37:03-05:00January 18th, 2019|Financial Fitness, Retirement|Comments Off on Preparing to Retire Single
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