Business/Economic News - North Light Financial Services

Active & Passive Investment Management

Active & Passive Investment Management What do each of these terms really mean? Investment management can be active or passive. Sometimes, that simple, fundamental choice can make a difference in portfolio performance. During a particular market climate, one of these two methods may be widely praised, while the other is derided and dismissed. In truth, both approaches have merit, and all investors should understand their principles. How does passive asset management work? A passive asset management strategy employs investment vehicles [...]

By info@northlightfinancialservices.com|2017-04-25T10:02:54-04:00April 20th, 2017|Business/Economic News, Investing, Savings and Investing|Comments Off

If Interest Rates Rise, What Happens to Bonds?

If Interest Rates Rise, What Happens to Bonds? Investors in longer-term Treasuries could really be punished. Are bond investors facing the possibility of major losses? Recently, bond yields have climbed. From November 1-23, the 2-year Treasury yield went from 0.83% to 1.12%, while the yield on the 10-year note rose from 1.83% to 2.36%.1 Quality bonds have a place in a portfolio, but many investors are moving their money elsewhere. They see a federal stimulus ahead in 2017, one that [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:12-04:00March 2nd, 2017|Bond Market, Business/Economic News, Investing|Comments Off

What Will the Election Do to the Market?

What Will the Election Do to the Market? Will volatility seize Wall Street? Or will calm prevail? Wall Street has had a rather calm summer. How about fall? Will volatility increase before and after Election Day? So far, the market is performing roughly in line with historical patterns. In 19 of the prior 22 presidential election years, the S&P 500 advanced from June through October. The median gain for the index during that 5-month period: 4.1%.1 During those 22 election years, [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:14-04:00September 8th, 2016|Business/Economic News|Comments Off

Why the Brexit Should Not Rattle Investors

Why the Brexit Should Not Rattle Investors Wall Street has rebounded so many times, so quickly. Uncertainty is the hobgoblin of financial markets. Right now, investors are contending with it daily as the European Union contends with the United Kingdom’s apparent exit. Globally, many institutional investors have responded to this uncertainty by selling. Should American retirement savers follow their lead? They may just want to wait out the turbulence. The Brexit vote was a disruption for Wall Street, not a new normal. [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00July 7th, 2016|Business/Economic News, International, Savings and Investing|Comments Off

White House Proposes Changes to Retirement Plans

White House Proposes Changes to Retirement Plans A look at some of the ideas contained in the 2017 federal budget. Will workplace retirement plans be altered in the near future? The White House will propose some changes to these plans in the 2017 federal budget, with the goal of making such programs more accessible. Here are some of the envisioned changes. Pooled employer-sponsored retirement programs. This concept could save small businesses money. Current laws permit multi-employer retirement plans, but the [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:17-04:00January 28th, 2016|Business/Economic News, IRA, IRA Rollover, Retirement|Comments Off