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College Funding Options

College Funding Options You can plan to meet the costs through a variety of methods.  How can you cover your child’s future college costs? Saving early (and often) may be the key for most families. Here are some college savings vehicles to consider.  529 plans. Offered by states and some educational institutions, these plans let you save up to $14,000 per year for your child’s college costs without having to file an IRS gift tax return. A married couple can [...]

By |2017-03-28T08:17:16-04:00April 8th, 2016|College Savings, Personal Finance, Savings and Investing|Comments Off on College Funding Options

Money Concerns for Those Remarrying

Money Concerns for Those Remarrying What financial factors deserve attention?  Some of us will marry again in retirement. How many of us will thoroughly understand the financial implications that may come with tying the knot later in life?                                               Many baby boomers and seniors will consider financial factors as they enter into marriage, but that consideration may be all [...]

By |2017-03-28T08:17:16-04:00March 30th, 2016|Financial Fitness, Personal Finance, Remarrying, Retirement|Comments Off on Money Concerns for Those Remarrying

Financial Planning with Health Insurance in Mind

Financial Planning with Health Insurance in Mind How much might health care cost you someday?  “Financially speaking, what would be the worst thing that could happen to you?” If you ask a hundred people in their forties that question, you may get a dozen different answers. Some may say “my business going under” or “losing my house.” Some might say “a divorce,” “a lawsuit,” or “being laid off.” But how many would say “a severe illness?” A catastrophic illness seems [...]

By |2017-03-28T08:17:16-04:00March 17th, 2016|Financial Fitness, Health Insurance, Retirement, Well-being|Comments Off on Financial Planning with Health Insurance in Mind

Reducing the Risk of Outliving Your Money

Reducing the Risk of Outliving Your Money What steps might help you sustain and grow your retirement savings?   “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers.  Retirees and pre-retirees alike share this anxiety. In a 2014 Wells Fargo/Gallup survey of more than 1,000 investors, 46% of respondents cited that very fear; 42% of the respondents to that poll were making $90,000 a year or more.1 [...]

By |2017-03-28T08:17:16-04:00March 10th, 2016|Retirement, Saving & Budgeting, Savings and Investing, Social Sercurity Planning|Comments Off on Reducing the Risk of Outliving Your Money

Dollar Cost Averaging in a Down Market

Dollar Cost Averaging in a Down Market This investment technique may help you take advantage of the downturn.  Buying low and selling high is the oldest stock market adage. How does one put it into practice? Dollar cost averaging may give you a method to capture lower prices today and come out ahead tomorrow. How it works. Dollar cost averaging is a long-term investment strategy. It means investing in small increments. Through scheduled investments of as little as $50 or [...]

By |2017-03-28T08:17:16-04:00February 25th, 2016|Investing, Personal Finance, Savings and Investing|Comments Off on Dollar Cost Averaging in a Down Market
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