Blog - North Light Financial Services

Why the Brexit Should Not Rattle Investors

Why the Brexit Should Not Rattle Investors Wall Street has rebounded so many times, so quickly. Uncertainty is the hobgoblin of financial markets. Right now, investors are contending with it daily as the European Union contends with the United Kingdom’s apparent exit. Globally, many institutional investors have responded to this uncertainty by selling. Should American retirement savers follow their lead? They may just want to wait out the turbulence. The Brexit vote was a disruption for Wall Street, not a new normal. [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00July 7th, 2016|Business/Economic News, International, Savings and Investing|Comments Off

Advancing Toward Your Career Goals

Advancing Toward Your Career Goals Should you change jobs in pursuit of them? Or position yourself in a new way at work? Is your career unfolding as it should? If not, maybe it is time for a change; either a change of jobs, or a change in your role at your workplace. Pay attention to the signals of a stalled career. If the status quo at your office bothers you, or if you feel apathetic or nonchalant about your work, [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00June 23rd, 2016|Financial Fitness|Comments Off

Why Are We Saving More and Spending Less?

Why Are We Saving More and Spending Less? Have our memories of the Great Recession altered our habits? Consumer spending accounts for more than two-thirds of economic activity in the United States. Lately, that spending has moderated. Across the 12 month sending in March, personal spending advanced 3.4%. That matched the gain seen in 2015.1,2 Is a 3.4% annualized gain in personal spending adequate? Not in historical terms. During 2014, consumer spending accelerated 4.2%. The average monthly gain in consumer [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00June 9th, 2016|Financial Fitness, Saving & Budgeting, Savings and Investing|Comments Off

How Millennials Can Get a Good Start on Retirement Planning

How Millennials Can Get a Good Start on Retirement Planning Some simple steps may make a major financial difference over time. If you are younger than 35, saving for retirement may not feel like a priority. After all, retirement may be 30 years away; if your employer does not sponsor a retirement plan, there may be less incentive for you to start. Even so, you must save and invest for retirement as soon as you can. Time is your greatest [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00May 26th, 2016|401(k)/403(b), Financial Fitness, Savings and Investing|Comments Off

Tell Your Beneficiaries About Your Accounts and Policies

Tell Your Beneficiaries About Your Accounts and Policies Let them know how they will receive retirement assets and insurance benefits. Will your heirs receive a fair share of your wealth? Will your invested assets go where you want them to when you die? If you have a proper will or estate plan in place, you will likely answer “yes” to both of those questions. The beneficiary forms you filled out years ago for your IRA, your workplace retirement plan, and [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00May 12th, 2016|Estate Planning, Financial Fitness, Personal Finance|Comments Off