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Retirement Questions That Have Nothing to Do With Money

Retirement Questions That Have Nothing to Do With Money Think about these matters before you leave work for the last time.  Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors you cannot quantify. Here are a few of those factors as well as the questions they may end up provoking in your mind.  Where will you live? This is a major factor in retirement happiness. If you can surround yourself [...]

By |2018-08-24T11:33:17-04:00August 23rd, 2018|Personal Finance, Retirement|Comments Off on Retirement Questions That Have Nothing to Do With Money
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The Snowball Effect

The Snowball Effect Save and invest, year after year, to put the full power of compounding on your side.   Have you been saving for retirement for a decade or more? In the foreseeable future, something terrific is likely to happen with your IRA or your workplace retirement plan account. At some point, its yearly earnings should begin to exceed your yearly contributions. Just when could this happen? The timing depends on several factors, and the biggest factor may simply [...]

By |2018-08-24T11:23:57-04:00August 9th, 2018|Savings and Investing|Comments Off on The Snowball Effect
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Guarding Against Identity Theft

Guarding Against Identity Theft Take steps so criminals won’t take vital information from you.    America is enduring a data breach epidemic. The latest annual study of the problem from Javelin Strategy & Research, a leading financial analytics research firm, says that 16.7 million people across the nation were impacted by I.D. theft in 2017 – an all-time high.1 The problem is getting worse – much worse. Last year, 30% of U.S. consumers were alerted about data breaches by firms [...]

By |2018-08-09T14:56:11-04:00July 31st, 2018|Cybersecurity, Financial Fitness|Comments Off on Guarding Against Identity Theft
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How Retirement Spending Changes with Time

How Retirement Spending Changes With Time Once away from work, your cost of living may rise before it falls.  New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern is legitimate. Many households “live it up” and spend more than they anticipate as retirement starts to unfold. In ten or twenty years, though, they may not spend nearly as much.1 The initial stage of [...]

By |2018-07-17T12:36:02-04:00July 17th, 2018|Retirement, Saving & Budgeting|Comments Off on How Retirement Spending Changes with Time
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Why Having a Financial Professional Matters

Why Having a Financial Professional Matters A good professional provides important guidance and insight through the years.  What kind of role can a financial professional play for an investor? The answer: a very important one. While the value of such a relationship is hard to quantify, the intangible benefits may be significant and long lasting. A good financial professional can help an investor interpret today’s financial climate, determine objectives, and assess progress toward those goals. Alone, an investor may be [...]

By |2018-07-09T14:34:58-04:00July 5th, 2018|Investing, Personal Finance|Comments Off on Why Having a Financial Professional Matters
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Thank you to Salmon Falls Photography in Plymouth for use of their lovely photo in our header!

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Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and North Light Financial Services are not affiliated. Cambridge does not offer tax advice. Office of Supervisory Jurisdiction: 46 Accord Park Drive / Norwell, MA 02061 Phone: 781-878-4063 Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered: CA, FL, GA, HI, KY, IL, LA, MA, ME, NC, NE, NM, OR, RI, SC, TX, VT, WV. If we are not currently registered in your state please email us at info@northlightfinancialservices.com. We may be able to refer you to a representative in your area, or we may become registered in your state, at which time we could further discuss our services with you.

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