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Smart Financial & Insurance Moves for New Parents

Smart Financial & Insurance Moves for New Parents As you start a family, consider these ideas.   Being a parent means being responsible to a degree you never have been before. That elevated responsibility also impacts your financial decisions. You are now a provider and a protector, and that reality may make the following financial moves necessary. Think about a budget. As a couple, you may have lived for years without budgeting. As parents, this may change. You will face new [...]

By |2019-01-14T10:00:28-05:00December 18th, 2018|Financial Fitness, Personal Finance, Savings and Investing|Comments Off on Smart Financial & Insurance Moves for New Parents

End-of-the-Year Money Moves

End-of-the-Year Money Moves Here are some things you might want to do before saying goodbye to 2018.                         What has changed for you in 2018? Did you start a new job or leave a job behind? Did you retire? Did you start a family? If notable changes occurred in your personal or professional life, then you will want to review your finances before this year ends and 2019 begins. Even [...]

By |2018-12-05T11:25:57-05:00December 5th, 2018|end of year money moves, Financial Fitness|Comments Off on End-of-the-Year Money Moves

Investing Means Tolerating Some Risk

Investing Means Tolerating Some Risk That truth must always be recognized.                         When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. All true. If you want to accumulate significant retirement savings or try and grow your wealth through the opportunities in the markets, this is a reality you cannot avoid. Regularly, [...]

By |2018-12-05T11:19:37-05:00November 27th, 2018|Investing, Retirement|Comments Off on Investing Means Tolerating Some Risk

Filling Out the FAFSA

Filling Out the FAFSA There is really no reason to wait. November is here – the ideal time for college students to apply for financial aid. October 1, in fact, marks the first day a current or future college student can submit a Free Application for Federal Student Aid, or FAFSA, for the 2019-20 academic year. Since some states offer aid on a first-come, first-serve basis, submitting a FAFSA as soon as possible is wise.1,2 You can even apply using [...]

By |2018-11-16T11:57:04-05:00November 13th, 2018|College Savings, Financial Fitness|Comments Off on Filling Out the FAFSA

Guarding Against Identity Theft

Guarding Against Identity Theft Take steps so criminals won’t take vital information from you. America is enduring a data breach epidemic. The latest annual study of the problem from Javelin Strategy & Research, a leading financial analytics research firm, says that 16.7 million people across the nation were impacted by I.D. theft in 2017 – an all-time high.1 The problem is getting worse – much worse. Last year, 30% of U.S. consumers were alerted about data breaches by firms holding [...]

By |2018-11-02T13:45:46-04:00October 30th, 2018|Cybersecurity, Personal Finance|Comments Off on Guarding Against Identity Theft
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