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So far info@northlightfinancialservices.com has created 310 blog entries.

Gauging the Sequester’s Impact

Gauging the Sequester’s Impact Where and how soon might the cuts be made?  As there was no last-minute agreement between Congress and the White House to postpone federal budget cuts scheduled to take effect March 1, the ax now falls. Unless a bipartisan effort somehow undoes them, assorted federal government agencies will have their budgets reduced by $85 billion between now and October 1, as the initial step in a planned $1.2 trillion deficit trimming over the next ten years. [...]

By |2017-03-28T08:17:30-04:00March 7th, 2013|Business/Economic News, Congress|Comments Off on Gauging the Sequester’s Impact

Social Media Life After Death

Social Media Life After Death What happens to our online presence after we pass away? Are profiles immortal? Are memories lost? How do the major social media sites handle a death among their users?  Facebook adopted a policy of “memorializing” the pages of deceased users. If you pass away, your page won’t disappear – unless you or your loved ones decide that it should. Once memorialized, no one can log into it any further. The page is taken out of [...]

By |2017-03-28T08:17:30-04:00February 28th, 2013|Estate Planning, Personal Finance|Comments Off on Social Media Life After Death

An Estate Planning Checklist

An Estate Planning Checklist What to check (and double-check) before you leave this world. Create a will if you don’t have one. A valid will may save your heirs from some expensive headaches linked to probate and ambiguity. A solid will drafted with the guidance of an estate planning attorney may cost you more than the will-in-a-box, but may prove to be some of the best money you ever spend.  Complement your will with related documents. Depending on your estate [...]

By |2017-03-28T08:17:31-04:00February 14th, 2013|Estate Planning, Personal Finance|Comments Off on An Estate Planning Checklist

The Debt Ceiling Dilemma

THE DEBT CEILING DILEMMA Tension eases for the moment, but contention remains.   Global investors watch America anxiously. In late December, the U.S. technically reached its debt ceiling of approximately $16.4 trillion, with the federal government taking what Treasury Secretary Timothy Geithner called “extraordinary measures” to avert a default.1 Even as House GOP leaders announced plans Friday to approve a three-month increase in the federal debt limit, tension remains  - and that tension could  provoke a debt ceiling battle on [...]

By |2017-03-28T08:17:31-04:00February 5th, 2013|Business/Economic News, Congress|Comments Off on The Debt Ceiling Dilemma

Building An Emergency Fund

BUILDING AN EMERGENCY FUND Creating a financial cushion for stressful times.   How would you respond to sudden financial demands? We all define “emergencies” differently, but we are not immune to them. How can we plan to stay afloat financially when they occur? Most households are not financially prepared for an emergency – not even close. A recent study from the National Foundation for Credit Counseling found that 64% of Americans had less than $1,000 in funds earmarked for a [...]

By |2017-03-28T08:17:31-04:00January 25th, 2013|Financial Fitness, Personal Finance, Saving & Budgeting|Comments Off on Building An Emergency Fund
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