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So far info@northlightfinancialservices.com has created 310 blog entries.

Classic Investing Mistakes

Classic Investing Mistakes How many can you prevent yourself from making?  Year after year, in bull and bear markets, investors make some all-too-common blunders. They have been written about, talked about, and critiqued at some length – and yet they are still made. You can chalk them up to psychology, human nature, perhaps even a degree of peer pressure. You just don’t want to find yourself making them more than once.  #1: Caving into emotion. The deVere Group, which consults [...]

By |2017-03-28T08:17:24-04:00July 16th, 2014|Investing, Stock Market|Comments Off on Classic Investing Mistakes

Why the Poor Q1 GDP is No Big Deal

Why the Poor Q1 GDP Is No Big Deal Economists aren’t alarmed. Investors shouldn’t be either. Blame it on winter, not the consumer. The second estimate of first-quarter growth arrived on May 29, and according to the Bureau of Economic Analysis there was no growth at all. For the first quarter in three years, the economy contracted: U.S. real GDP was revised down to -1.0%. Wall Street shrugged when it heard the news, and the S&P 500 actually gained 0.54% [...]

By |2017-03-28T08:17:25-04:00July 3rd, 2014|Business/Economic News, Investing|Comments Off on Why the Poor Q1 GDP is No Big Deal

Coping with College Loans

Coping With College Loans Paying them down, managing their financial impact. Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the Federal Reserve Bank of St. Louis, Consumer Financial Protection Bureau Assistant Director Rohit Chopra expressed that college loan debt “may prove to be one of the more painful aftershocks of the Great Recession.” In fact, outstanding education debt in America [...]

By |2017-03-28T08:17:25-04:00June 27th, 2014|Personal Finance, Student Loans|Comments Off on Coping with College Loans

Rising Interest Rates

Rising Interest Rates How might they affect investments, housing & retirees? How will Wall Street fare if interest rates climb back to historic norms? Rising interest rates could certainly impact investments, the real estate market and the overall economy – but their influence might not be as negative as some perceive. Why are rates rising? You can cite three factors. The Federal Reserve is gradually reducing its monthly asset purchases. As that has happened, inflation expectations have grown, and perception [...]

By |2017-03-28T08:17:25-04:00June 11th, 2014|Business/Economic News, Interest Rates, Personal Finance|Comments Off on Rising Interest Rates

Retirement Planning With Health Care Expenses in Mind

Retirement Planning With Health Care Expenses in Mind It is only wise to consider what Medicare won’t cover in the future. As you save for retirement, you also recognize the possibility of having to pay major health care costs in the future. Is there some way to plan for these expenses years in advance? Just how great might those expenses be? There’s no rote answer, of course, but recent surveys from AARP and Fidelity Investments reveal that too many baby [...]

By |2017-03-28T08:17:25-04:00June 5th, 2014|Health Insurance, Personal Finance, Retirement|Comments Off on Retirement Planning With Health Care Expenses in Mind
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