info@northlightfinancialservices.com

About info@northlightfinancialservices.com

This author has not yet filled in any details.
So far info@northlightfinancialservices.com has created 310 blog entries.

The End of File & Suspend for Married Couples

The End of File & Suspend for Married Couples A great claiming strategy to try & optimize Social Security benefits disappears.  Congress just changed the Social Security benefit rules. On October 30, Capitol Hill lawmakers approved a two-year federal budget deal. As part of that agreement, they authorized the most significant change to Social Security policy seen in this century, disallowing two popular strategies people have used to try and maximize retirement benefits.1 Dreamstime image id 6253 The [...]

By |2017-03-28T08:17:17-04:00November 23rd, 2015|Congress, Personal Finance, Social Security|Comments Off on The End of File & Suspend for Married Couples

Terrorism & the Financial Markets

Terrorism & the Financial Markets Wall Street has the potential to recover quickly from geopolitical shocks.  The worst terrorist attack in Europe since 2004 has rattled governments and investors. The French government has closed the nation’s borders and placed thousands of soldiers on the streets of the country’s major cities.1 As an anxious world watches the response of France (and perhaps other nations) to the ISIS attacks, there is also concern about European and global financial markets. Wall Street, which [...]

By |2017-03-28T08:17:17-04:00November 16th, 2015|Business/Economic News, International, Stock Market|Comments Off on Terrorism & the Financial Markets

End-of-the-Year Money Moves

End-of-the-Year Money Moves Here are some things you might want to do before saying goodbye to 2015.   What has changed for you in 2015? Did you start a new job or leave a job behind? Did you retire? Did you start a family? If notable changes occurred in your personal or professional life, then you will want to review your finances before this year ends and 2016 begins. Even if your 2015 has been relatively uneventful, the end of the [...]

By |2017-03-28T08:17:18-04:00October 30th, 2015|Financial Fitness, Income Taxes, Saving & Budgeting|Comments Off on End-of-the-Year Money Moves

National Save for Retirement Week

National Save for Retirement Week Are you on target to reach your retirement goals? October 18-24 is National Save for Retirement Week – a reminder of the importance of saving and investing with the goal of a comfortable future. Are Americans saving enough for tomorrow? All kinds of articles will tell you that Americans are not. Those articles may not be telling the entire story, however. Undeniably, the average IRA balance in this country is smaller than it should be. [...]

By |2017-03-28T08:17:18-04:00October 16th, 2015|Retirement, Savings and Investing, Well-being|Comments Off on National Save for Retirement Week

Saving Early & Letting Time Work for You

  Saving Early & Letting Time Work for You The earlier you start pursuing financial goals, the better your outcome may be.  As a young investor, you have a powerful ally on your side: time. When you start saving and investing for retirement in your twenties or thirties, you can put it to work for you.  The effect of compounding is huge. Most people underestimate it, so it is worth illustrating. We will use reasonable annual return rates to do [...]

By |2017-03-28T08:17:18-04:00October 2nd, 2015|Personal Finance, Retirement, Savings and Investing|Comments Off on Saving Early & Letting Time Work for You
Go to Top