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Three Key Questions to Answer Before Taking Social Security

Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit?   Social Security will be a critical component of your financial strategy in retirement, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source. When to Start? The Social Security Administration gives citizens a choice on when they decide to start [...]

By |2019-06-24T11:33:37-04:00June 6th, 2019|Personal Finance, Social Sercurity Planning|Comments Off on Three Key Questions to Answer Before Taking Social Security

Insurance When You’re Young and Single

Insurance When You’re Young and Single Coverage can be a great comfort, even in youth.   The transition to adulthood is an exciting new stage that marks true independence. You may have graduated from college, taken your first job, and even, rented your first apartment. With this new freedom comes real responsibilities, including protecting yourself from the financial risks that life presents. Auto. Once you are no longer covered on your parents’ policy, you will need to find insurance coverage [...]

By |2019-05-24T10:34:51-04:00May 23rd, 2019|Financial Fitness|Comments Off on Insurance When You’re Young and Single

The Shred Party: What to Get Rid of and What to Keep?

The Shred Party What should you get rid of and hold on to? When and why?  If a shred party happens to spring up in your area, you may want to mark your calendar. For many years, shred parties, where a business or organization hosts clients or the public to the use of giant paper shredders, have presented a fun and easy way for folks to rid themselves of paper clutter. Sometimes, it’s more than just paper, as some industrial-sized [...]

By |2019-05-14T14:03:32-04:00May 9th, 2019|Financial Fitness|Comments Off on The Shred Party: What to Get Rid of and What to Keep?

Establishing Good Credit in College

Establishing Good Credit in College After you get that first card, how can you build up your FICO score?                        Good credit opens doors. It is vital to securing a loan, starting a business, and buying a home. When you establish and maintain good credit in college, you create a positive financial profile for yourself that can win over lenders, landlords, and potential employers. Unfortunately, some college students do not [...]

By |2019-04-30T10:55:37-04:00April 25th, 2019|Financial Fitness, Saving & Budgeting|Comments Off on Establishing Good Credit in College

A Look at HSAs: Health Savings Accounts and Possible Tax Advantages

A Look at HSAs Health Savings Accounts may provide you with remarkable tax advantages. Why do higher-income households inquire about Health Savings Accounts? They have heard about what an HSA can potentially offer them: a pool of tax-exempt dollars for health care, a path to tax savings, even a possible source of retirement income after age 65. You may want to look at this option yourself. About 26 million Americans now have HSAs. You must enroll in a high-deductible health [...]

By |2019-04-18T10:48:36-04:00April 11th, 2019|Financial Fitness, Health Insurance, Healthcare|Comments Off on A Look at HSAs: Health Savings Accounts and Possible Tax Advantages
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